Caleb (our CEO) is a business owner… he understands how difficult it is to buy a house with traditional bank financing when you’re self-employed because you have to balance that fine line of taking all the write-offs you can so you’re not paying Uncle Sam an arm and a leg. But then when your taxes show you made ‘less money’ — only because you took extra write-offs because the IRS gives you the ability to — it kills your chances at buying a house.

What if you recently got divorced? Or struggled with debt from years and years ago? Or maybe even had a bad month or two because of COVID-19? These could all cause a dip in your credit score — a dip to a place that is unable to qualify to buy a house. But we look at job stability, monthly income and cash on-hand when we are making our decisions about whether or not you qualify… not some arbitrary ‘number’ that the government gives you.

We wanted to end that cycle of frustrations when good, hard-working people with good, steady jobs with the inability to be approved with bank financing. We know how hard you work, and it’s definitely not fun to just line someone else’s pockets with rent each month. You get to buy your house from our inventory of houses & skip all the hassles!