If you're interested in buying this home, please scroll up and click on the button that says "Apply To Buy This Home"

From there, it'll ask some basic questions about you, your downpayment & income. One of our team members will call you to go over the house, and if you qualify, then we'll schedule a time to view the home together. We believe in not wasting each other's time, so we will be very upfront and honest with you if you don't qualify for the home. We don't want to get anyone's hopes up or waste your time showing you a house you can't afford. Once you fill out the short application, we'll reach out & answer any and all other questions you may have.

We close at a local, reputable title company called Closed Title in Johnson City, and you get the deed. You own the home. We take back the note just like a bank. So you're free to paint the walls, hang up decorations & make the house your very own home.

You own it, all we care about is the payment being made. Feel free to make any kind of changes to the home that you like.

Down payment depends on income, but we require a reasonable down payment, usually 5-10%. The larger down payment made, the lower the monthly payment will be.

We can do a 10, 20 or 30 year note on this loan. The loan can run the full term, there is no balloon, and no prepayment penalty. Interest rates vary based on market conditions, but you'll be made aware of what they are during the application process.

We have this crazy idea that credit score doesn’t pay the bills, but cash and income does. As long as you have a reasonable down payment and income that shows you can afford the home, we do not check credit score.

This is a GREAT question!! We get asked this a lot, and unfortunately, we live in the digital age where there are real scams out there. But we are not one of them. If you do a Google Search of our company name "Favor Home Solutions" you'll see all of our 5 star reviews, see our main company website where we actually buy houses from folks looking to sell, and you can do a deep dive of us on Google to see who we are. And look up our owner's name on Facebook -- Caleb Luketic. You'll see that he's just a regular guy, local to the Tri-Cities raising his family just like the rest of us :)