1063 Jessie Ln Church Hill, TN 37642

For Sale With Owner Financing!

Purchase Price: $229,900

Monthly Payment: $2200-2300/mo

*****Reasonable Down Payment Required*

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Bedrooms - 3

Bathrooms - 2

SQFT - ~2340

Lot Size - 0.114 of an acre

Home Type- Site Built Home

Heating/Cooling Type- Central Heat & Air

Age Of Roof-3-5 Years

NO Credit Checks!

Here’s the details 👇👇👇

Address: 1063 Jessie Ln Church Hill, TN 37642

PRICE: $229,900K

Monthly Payments: $2200-2300/month

More Details & Information About The House

I’m selling this house with owner financing terms (with me acting as the bank). Perfect if you’re self-employed, or just want to skip the banks to buy a house! Link with more information + application in the comments below.

This 3-bedroom, 2-bath site-built home offers ~2,340 sqft of living space on a 0.11-acre lot. It comes with a newer roof (3–5 years old), a deck built last summer, and a basement that offers room to expand or add bedrooms. The kitchen features tile flooring, laminate countertops, wooden cabinets, and a breakfast bar. The HVAC system is in working order, and both bathrooms are in great shape, with optional room for updates.

The home has been professionally cleaned, freshly painted within the last few years, and is move-in ready. With minor cosmetic updates like new light fixtures or wall paint, this property could easily reach an ARV of $260–275K, offering strong built-in equity. Available with owner financing, this is a great opportunity to own a spacious, updated home!

Link To Photos Of The House - https://drive.google.com/drive/folders/1oVqYUNr4NcUUkBgAZJU3qMz_659hWzt5?usp=sharing

Probably the BEST PART about this home is that we are OWNER FINANCING this home for 229,900!!

This is NOT a lease option or rent to own! But rather owner financing where we act as the bank! We are looking for a reasonable down payment and income history to do the loan for the new owner. This home at this price won't last long.

Frequently Asked Questions

If I'm interested, How Do I Apply? And how can I view the home?

If you're interested in buying this home, please scroll up and click on the button that says "Apply To Buy This Home"

From there, it'll ask some basic questions about you, your downpayment & income. One of our team members will call you to go over the house, and if you qualify, then we'll schedule a time to view the home together. We believe in not wasting each other's time, so we will be very upfront and honest with you if you don't qualify for the home. We don't want to get anyone's hopes up or waste your time showing you a house you can't afford. Once you fill out the short application, we'll reach out & answer any and all other questions you may have.

Do I own the home? Do we have a closing?

We will have a mobile notary meet us the day of closing to sign documents, and we take back the note just like a bank. So in short, yes! You own the home and can treat as such by changing the paint color, adding a shed in the yard and things like that!

What if I want to make changes to the home?

You own it, all we care about is the payment being made. Feel free to make any kind of changes to the home that you like.

How much of a downpayment is required? How Much is the interest rate?

Down payment depends on income, but we require a reasonable down payment, usually 5-10%. The larger down payment made, the lower the monthly payment will be.

We can do a 10, 20 or 30 year note on this loan. The loan can run the full term, there is no balloon, and no prepayment penalty. Interest rates vary based on market conditions, but you'll be made aware of what they are during the application process.

I have bad credit... do you check credit scores?

We have this crazy idea that credit score doesn’t pay the bills, but cash and income does. As long as you have a reasonable down payment and income that shows you can afford the home, we do not check credit score.

Are you a scam? How do I know you're a real business??

This is a GREAT question!! We get asked this a lot, and unfortunately, we live in the digital age where there are real scams out there. But we are not one of them. If you do a Google Search of our company name "Favor Home Solutions" you'll see all of our 5 star reviews, see our main company website where we actually buy houses from folks looking to sell, and you can do a deep dive of us on Google to see who we are. And look up our owner's name on Facebook -- Caleb Luketic. You'll see that he's just a regular guy, local to the Tri-Cities raising his family just like the rest of us :)

Disclaimer

Ages of items should be seen and treated as generalizations, not exact dates or times. We have not hired a licensed home inspector or general contractor to verify the items above (if we have, it will be made known in writing in the description above, and that report will be freely given to anyone who asks for a copy). Buyer to do all due diligence and verify everything in posting above before entering into legally binding agreement.

We are not licensed real estate agents, but rather we are real estate investors with equitable interest in this subject property. Any and all inquiries, questions, and offers should come through Favor Home Solutions directly as we are the party that holds a contract to purchase and/or assign this property. Buy Without A Bank is intellectual property of Favor Home Solutions, LLC, and Favor Home Solutions, LLC is not a licensed mortgage broker/lender in the state of Tennessee. Buyer(s) to do all due diligence before entering into an agreement with Favor Home Solutions, LLC to purchase a house, or sign any legally binding agreement.